Job Purpose

  • To create and manage a multi-disciplinary insights and analytics team that partners in the design and delivery of personalised client conversations for BC Clients, country.
  • To design, develop and execute a client conversation portal (e.g. SMART2) enabling bankers to have contextually relevant and meaningful conversations with clients.
  • To develop, productionalise and maintain statistically robust and accurate campaign models to facilitate conversations in main markets, take-up optimisation across acquisition, retention, right-sell, and cross-sell interventions.
  • To leverage our client’s voices through personalised and contextually relevant conversations for client-led products and solutions design and development.

Key Responsibilities/Accountabilities

  •   Leads the implementation of the Personalisation   value proposition in country with input from segments and capability heads   and in alignment with the BC Clients value proposition.
  •   Leads the implementation of the Personalisation value proposition and all related toolbox(es) in country –   and customises accordingly.
  •   Tracks and reports on adoption and provides feedback to relevant   domain owners and capabilities.
  •   Drives scalability of user   experience design based on digital and physical integration points around   product, campaigns and go-to market timelines (must take market relevance   into consideration).
  •   Implements the client value proposition in country with approved   customisations.
  •   Drives and entrenches a consistent client experience through all   engagement platforms.
  •   Partners with Client Solutions and 3rd Party partners and   ecosystems for the delivery of integrated multi-products and services for the   client.
  •   Maintains alignment with other segment heads in order to ensure   client value proposition delivery and reduction of duplication across   segments.
  •   Stays abreast of market and competitive developments in order to   provide input to innovative and value-added services to gain market share.
  •   Leads the implementation of user experience design (through   relevant insight and analytics) approach to help guide domain owners better   understand and detail the client life journeys as they change and are enabled   on the platform.
  •   Provides country data, analytics and insights and approach to   help understand and measure scalability, uptake and investment on product   through user experience design.
  •   Continuously scans the external environment in order to keep   abreast with new developments in partnerships, business and technology.
  •   Provides input into other ecosystems in order to provide our   clients with convenient access to a range of diverse products and services.
  •   Enables segments in country to deliver through SBG and 3rd party   products and services to the BC segments through client centric ecosystem   platforms.
  •   Develops, defines and analyses metrics on usage, acceptance,   value add and market specific nuances to client in collaboration with   capability heads, countries, Innovation and platform enablers.
  •   Tracks and monitors the client   conversation portals in country in order to provide input and insights to   shape personalisation for BC Clients, country.
  •   Enhances Customer Conversation Portal (SMART2) models / engines to improve relevance of conversations and   introduce “advanced” conversations.
  •   Drives Customer Conversations Portal (SMART2) front-end re-design with improved user experience /   visualization for both Business and Commercial market segments.
  •   Develops new real-time use cases to cater for time sensitive   requirements of clients.
  •   Directs product / customer engagement campaigns based on   contextual relevance, right time and right channel.
  •   Introduces Portfolio Management capabilities on SMART2
  •   Commercialises developed insights and analytics.
  •   Leverages data and advanced analytics to inform proactive and   reactive “protection / retention” strategies.
  •   Identifies opportunities from prospective and existing customers   (Switching, Cross-Sell, Up-Sell, and Right-Sell triggers / campaigns).
  •   Creates in-province champions and ownership in driving effective   provincial adoption of insights, triggers, and platforms.
  •   Defines and implements the financial   outcomes required for BC Clients country Personalisation in line with BC   Clients requirements and in close collaboration with domain heads, Innovation   and Platform enablers.
  •   Defines and implements remedial   actions in collaboration with country, other segment heads and Client   Solutions.
  •   Provides input   into financial and non-financial metrics (e.g. client attrition, profit growth   and return on investment, etc.) for countries.
  •   Ensures that the country   Personalisation capability is built within prudent market risk and conduct   parameters.
  •   Accountable for risk management and   adherence to all governance standards for the continued sustainability of the   BC Clients, country segment.
  •   Develops appropriate recovery and   resolution plans to protect segments client journeys’ data from any untoward   event.
  •   Drives satisfactory audits and   ensures that there are no repeat unsatisfactory findings as gauged by   operational losses.
  •   Develops client risk appetite based on the defined framework which is   signed off by BC Clients, country in conjunction with Risk.
  •   Implements and monitors risk management across Personalisation   capability (e.g., operational risk, credit risk, ecosystems risk and partner   risk management).
  •   Follows the parameters of the key trade off decisions at client   level (i.e. risk appetite, pricing etc.).
  •   Sets the example in line with the   Group’s leadership identity, core values and People Promise.
  •   Enables integrated ways of working   and collaboration across the value chain to deliver for the client.
  •   Delivers on the Group’s shared   purpose and instilling a culture which enables the Group to evolve into a   client led platform organisation.
  •   Ensures alignment to the People and   Culture standards with regards to all employee-related matters.
  •   Provides input into talent strategy   developed by People and Culture.
  •   Identifies   current and potential employee skill requirements in consultation with the   People and Culture function.

Preferred Qualification and Experience

Type of qualification: First Degree

Field of study: Mathematical Sciences

Years: 8-10 years

Experience Description: Proven experience in deep quantitative, analytics, and modelling environments with proven track record on delivering both customer and commercial outcomes. Proven track record in customer insights and analytics environment with end-to-end accountability on translating data into insights and translating the derived insights into actionable customer conversations delivering both customer and commercial outcomes.

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