Job Location : Dar Es Salaam Zone, Dar Es Salaam
Job Purpose:
Responsible
for growing both Liabilities (Deposits) and Assets from Small and
Medium Enterprises (SMEs), advising Business Banking department on
business strategy, assisting SME Business Bankers /Relationship
Officers/Branch Managers in recruiting business customers to ensure SME
business growth.
Main Responsibilities:
- Actively selling SME deposits, lending and cross selling of other banks products( Forex, Fund Transfer, Internet Banking etc.)
- Appraise
SME credit applications above the SME Business Banker limit from
branches and provide recommendations for decision making
- Take
a leading role in driving SME activity, through networking and
promoting SME activity with SME Business Bankers and branch managers.
- Actively
build the capacity of the SME Business Bankers through on-going
mentoring and support in order to ensure quality credit application and
Business Growth.
- Monitor and review the SME Business Bankers performance to ensure that the targets are met.
- Review
with SME Business Bankers client feedback, market intelligence,
workshops/focus group reports and review product design and performance
to establish if change, redesign or re-launch is appropriate.
- Co-ordinate
budget objectives of the responsibility area on the SME products to
ensure targets are achieved as per approved budget.
- Ensure
that customer satisfaction for the SME is achieved by providing
accurate advice for selling in line with customers' expectations.
- Perform other duties as may be directed or assigned by his/her superior.
- Preparing budget and projections for the SME loan and deposit products. The budget to include the list of existing, prospective and potential customers to benefit from the loan and deposit products
Attributes:
- Good credit analysis skills.
- Good customer relationship and sound understanding of bank's loan products, policies and procedures.
- Conversant with standard computer applications (Excel, Word and Access).
- Good communication with high proficiency in the use of (English and Kiswahili).
- Good business management, leadership, coaching and team building skills.
Qualifications and Experience:
- Holder of a first degree or its equivalent in Finance, Accounting, banking and or its equivalent.
- Three years relevant experience in Retail Banking (SME Business)
Experience :
3.0 Year(s)
Job opening date :
17-Dec-2021
Job closing date :
31-Dec-2021
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