Job Title: Manager Credit Origination and Monitoring (Retail and SME)
Department: Credit
Reporting to: Head of Credit
Responsible for: Credit Origination Staff
Region: Dar es Salaam
Hours of Work: 8am - Spm Monday to Friday.
Additional hours as required by workload
1. PURPOSE OF JOB:
• Managing the origination, monitoring and collection of Retail and SME loan book that is sustainable and meets the Bank's profitability parameters
2. PRINCIPAL ACCOUNTABILITIES
- Planning and budgeting & Growth of Retail and SME Loan Book.
- Coordinate with the Business in developing, testing and managing product programs for high volume consumer products, focus will remain on overall risk adjusted profitability.
- Identify key risks and mitigating factors of potential investments, such as asset types and values, legal and ownership structures, professional reputations, customer bases, or industry segments.
- Assessing the existing framework of Retail and SME credit management on a bank-wide basis and report deficiencies and recommend areas for improvement to the Management and implementation thereof Ensure proper implementation of the Bank's Risk policies and procedures by understanding and adherence to the entire standard instructions manual of the credit policy at the bank & Ensure Regulatory Statutory Compliances.
- Identifying, measuring, and managing credit risk across a range of on and off-balance sheet asset classes through proactive portfolio management and where possible by developing scoring models.
3. QUALIFICATION AND EXPERIENCE REQUIRED
- Bachelor's degree in Accounting, Finance, Business Administration, or similar field. MBA will be an added advantage.
- At least 5 years' proven experience at managerial position in Credit Origination and Monitoring specifically for Retail and SME .
4. COMPETENCY REQUIRED
- Good communication skills
- Good interpersonal skills
- Strong analytical and risk assessment skills
- Perform the assigned tasks with due diligence
Please send your application to hrrecruit@eximbank.co.tz
Application deadline:- Application deadline:- 10th January 2022
See Also: Other Bank Jobs Here
Also View: Other Jobs in Dar es Salaam Here
){kind=link}