Job Purpose:
- To
provide competent and reliable support on ensuring proper planning,
monitoring and implementation of various strategies in an effort of
managing loan portfolio quality.
Main Responsibilities:
- Provide
professional and constant support on ensuring comprehensive and
appropriate planning, approaches and strategies toward an effort of
improving loan portfolio quality.
- Responsible for
identifying hotspots, modelling and providing analytical updates in
regards to internal and external factors that influence NMB's portfolio
performance and Banking industry as a whole in an effort of mitigating
credit risk exposure.
- Prepare and ensure timely completion
of various credit related reports for regulatory and other credit
related reports including monthly credit performance reports, monthly
PAR/NPL and impairment/provision reports, etc. before presenting to the
credit management committees, i.e. LPQ, Watch-list and BCC.
- Providing
proper support and supervision of the IFRS 9 impairment process and
other related issues during preparation of month-end reports.
- Participate fully in attending various issues arising from internal and external audits/examination related to credit matters.
- Participating
on various credit related projects in an effort of enhancing efficiency
particularly on lending and portfolio management.
- Managing
CRB services within NMB Bank in regards to monthly data submission,
data quality improvement, system enhancements, trainings and handling
disputes/queries concerning CRB process on ensuring full compliance in
accordance with BOT regulatory requirements.
- Provide full
support to the internal including Business Department, Finance,
Treasury, Strategy Office, Credit Risk Internal Auditor, etc. and
external customers, e.g. BOT, Government Instructions and other business
partners by providing all required credit reports/information and
handling various credit related queries.
- Providing credit related information required for financial reporting, i.e. financial disclosures, etc.
- Engage
fully in providing comprehensive credit skills training to all key
staff across the network to enhance efficiency and controls as required.
- Conduct daily reconciliation of SAM collection and recovery account
- Preparation of collection and recovery reports on a monthly basis.
- Maintaining and providing the required information on NPLs, written-off pool, downgraded and restructured SAM accounts.
- Preparation of NPL information required for DCA engagement on a monthly basis.
Attributes:
- Excellent understanding of credit and associated risks
- Proper understanding of new credit impairment models in line with IFRS9 requirement
- Proper knowledge of Bank's products, policies/ procedures and best practices in the banking industry
- Core Banking System (Flexcube) and computer applications
- Analytical, critical thinking, communication and presentation skills
Qualifications and Experience:
- Bachelor's Degree in Commerce/ Economics /Finance/Business or equivalent
- At least 3 years proven experience preferably in credit MI and reporting role
The Deadline for Applications is : 14th October-2021.
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