About the job
The ideal candidate that we are looking for will be responsible for maintaining and managing Corporate portfolio, building and sustaining relationships with existing and new prospective clients as well as represent the Bank in the market.
Key Roles &Responsibilities include:
Relationship Management:
- Manage a portfolio of existing clients and cross sell Bank’s products to enhance Corporate Relationships.
- Identify and acquire new prospective clients in order to grow the credit portfolio
- Regular monitoring and follow ups on irregular accounts and excess drawings to ensure that the health of the portfolio is maintained
- Regular client visits for inspection/relationship maintenance in liaison with the supervisor including conducting periodic review of debenture assets e.g. stocks and submit the call report accordingly.
Credit Management:
- Provide support to the credit risk team by ensuring submission of relevant information for preparation of credit applications
- Ensure timely submission of executed security documents and offer letter after a credit proposal has been approved
Compliance:
- Regular monitoring of compliance with Board or Management Credit Committee (BCC/MCC) directives
- Ensure the credit approval conditions and covenants are met by clients as per the Bank’s requirements
- Ensure compliance to Anti-money laundering (AML) and Know your customer (KYC) by all clients
- Ensure turnaround time (TAT) for client’s applications are achieved through monitoring the flow of process
Risk Management:
Develop, update and maintain risk procedures and systems with respect to risk identification, risk assessment, risk monitoring, risk mitigation strategies and risk reporting
Reporting and Administration:
- Monitor submission of insurance, valuation reports and financials for debtors, creditors and stock list etc.
- Ensure timely submission of call reports and any other reports from time to time
- Support the Head of Corporate Banking in preparing and providing inputs of budget for Board approval
- Overall in charge of staff within department including leave management, performance appraisal, training and coaching.
Qualifications and Experience Required:
- Bachelor’s degree in Business Administration, Finance, Economics, Marketing or any other related field
- Masters Degree in Business Administration or Business related field is an added advantage
- At least 5 years of proven work experience in Corporate Business Relationships in a Banking Industry
- Strong communication and interpersonal skills